At the end of the 7th encounter for the day, our group has basically no surges left and no option but to keep going. We have a Battle Captain Warlord:
Battle Inspiration (16th level): When you heal an ally with your inspiring word, the ally gains a +1 power bonus to attack rolls and speed until the end of your next turn. If you have the Tactical Presence class feature, the bonus equals your Intelligence modifier.
Effect: The target can spend a healing surge and regain 1d6 additional hit points. Level 26: 6d6 additional hit points. Special: You can use this power twice per encounter, but only once per round. At 16th level, you can use this power three times per encounter.
Who gives us a +6 to attacks and speed, and healing surge+6d6 when he drops an inspiring word on us.
Given this warlord is healing a paladin that's completely out of surges (that's me!) but that I'm not yet at negative HP, what happens to me when I'm the target of this epic warlord's inspiring word?