I've searched the Internet many times to no avail attempting to find a good source of well-made PCs for D&D 3.5 (or Pathfinder). Is there one out there?
As a DM, when I want to throw in an NPC (such as a travelling Dwarven Cleric of Moradin, level 9-11), I would love to see what someone else has done when building such a character, rather than having to think through the minutiae of skills, feats, spell preparation, equipment, etc. Since there's a good chance the NPC will have one conversation with the party and then disappear, I don't want to spend an hour statting out the cleric. But if the party gets into an altercation with the cleric, or if the party manages to get the cleric to accompany them into the next encounter, I'd rather have stats to rely upon that don't leave the cleric utterly un-optimized.
To be clear, "well-built" doesn't mean it has to be exceptional in any way beyond what the majority of players do when building a PC. The PCs described in tables in the 3.5e Dungeon Master's Guide are not well-built, both because they leave large gaps (not everything about the PC is defined) and because they pale in comparison to most real PCs of similar level. So, "well-built" means covering all mechanical aspects of the PC (race, abilities, skills, feats, spell selection, and especially equipment) and showing evidence that a human being put thought into them (something that a random generator usually fails to achieve).
Is there a source out there that might meet my need?