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The feat Skill Focus (PCR 134) says,

You get a +3 bonus on all checks involving the chosen skill. If you have 10 or more ranks in that skill, this bonus increases to +6.

My question is, if I took Skill Focus (Spellcraft) at third level and had 10 ranks in it by level 10, would the bonus automatically increase, or would I have to take it at level 11 with 10 or more ranks for the feat to have the +6 bonus?

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up vote 11 down vote accepted

Skill Focus begins conferring its increased bonus at the moment that you have 10 ranks in the chosen skill. You only need to spend the one feat to get the +6 increase and then it's automatic after the level-up that gave you the 10th rank or the skill-point from a Headband of Intelligence or other point increase.

Sidenote: If you got your 10th skill point from a Headband of Intelligence and then unequipped it (or similar loss of skill points), if this would bring you to less than 10 ranks in that skill, you lose the +6 and it becomes +3 again.

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The feat's text always applies. If you increase your skill ranks to 10 in a skill that you have Skill Focus in, then you get the bonus of +6. If you go below 10, then you drop back down to +3 from the feat.

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