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All merits that I have found (with the exception of Cloistered and Bilingual (Both from "One of the Living", p 16) ) take effect after character creation, modifying your rolls, how the DM presents information or what options are available to you.


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This is a quality that takes place only after character creation. It specifies new regular skills, and this is defined in character creation on page 51 as skills gained after character creation, during the course of play. This merit decreases the steep (6 xp) cost of gaining new skills during play. Compare that cost against the cost of learning skills ...



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