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You use your warblade initiator level. From Tome of Battle, p31-32, Martial Study: ... If you have martial adept levels, this maneuver becomes one of your maneuvers known. If you do not have martial adept levels, you can use this maneuver once per encounter as a martial adept with an initiator level equal to 1/2 your character level. If you have any ...

While it could be written clearer, on page B24; Defensive Movement it seems clear to me that once a character is melee range, they are in melee and that their only option is to attack. Unless they want to do one of the defensive movements to get out of melee after which they can cast spells or fire missile weapons.

I am afraid that there is no single, correct answer to your question. If the situation in question was being gamed out on a tabletop (virtual or real), then the DM would decide based on circumstances, or based on a house rule or previously established practice. If you are going to hard code this, than I suggest either using the rules as written, meaning ...

I've been trying to figure this out for awhile, and here's my answer: Depends on who does it. Your mount acts on your initiative count as you direct it. You move at its speed, but the mount uses its action to move. ... If your mount charges, you also take the AC penalty associated with a charge. If you make an attack at the end of the charge, you ...