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comment What is the cost for the upkeep of gear?
The Percentage formula is a "house rule" or rule of thumb that I have encountered in the real world over the years. As the for the barter portion, that is strictly real-life. No house rule needed, just goo old fashioned role-playing.
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revised What is a good way to become a better NPC/monster actor?
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answered What is the cost for the upkeep of gear?
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