When a new character is made in Savage Worlds, they have 15 points to spend on skills. According to the rulebook:
Each die type costs 1 point (starting at d4)
The point of confusion for me here is this: When I spend a skill point, do I have a d4 in that skill, or a d6? Does "starting at" mean that the skill starts there and skill points increase above that level, or does it mean that your first skill point starts you at d4?