Telekinesis (PHB p. 280)
When you cast the spell, and as your action each round for the duration, you can exert your will on one creature or object that you can see within range...
where the available effects of your will are listed later in the spell.
My question is whether the specific targeting rule: "you can exert your will on one creature or object that you can see within range" overrides the general spell rule "To target something, you must have a clear path to it, so it can’t be behind total cover." (PHB p.205) or adds an extra criteria to it, that you must be able to see it.
There are some very closely associated questions (can you use telekinesis to get a friend out of a gelatinous cube, Can a spell be cast through (semi) transparent things? and Can spells be cast through a Wall of Force) but they don't, for me, comfortably address the specific vs general rule (PHB p.7).
There is a podcast by Jeremy Crawford that seems pretty clear. His discussion talks about fireball and things that shoot out and he talks about effects trying to target beyond a window occurring at the point it meets the obstruction along the line between the caster and the intended target (there is NO line of effect in 5e so I will not use the term as it confuses different D&D versions).
This does not appear to fit well with the idea of exerting your will on an object/creature that you can see, which is the targeting rule for Telekinesis. There is nothing shooting out, there is no concept of a line where the Telekinesis effect could occur at the point it meets an obstruction. It does not fit with the sage advice podcast, admittedly in my opinion.
Further it seems to me very uncomfortable that for "non-shooting out spells", for instance Reverse Gravity, that even a piece of paper stops the area of effect as if it was an anti-magic field due to the total cover it gives...
My thought was that if this is true that my character should carry around a really big fire proofed parasol, big enough to get total cover behind (I can always carry a stand for it if the argument is I am holding it) and I can stop all sorts of spells in their tracks. Reverse gravity? Not me! Time stop? Not me! I have an umbrella! Which is clearly silly and I don't believe that is RAI.
So I was wondering if there was anything more specific RAW or RAI that applied that will convince me, one way or the other, that the specific targeting rule for Telekinesis adds to the general rule rather than overrides it.
My opinion right now is that RAW there is a specific targeting rule in the spell and therefore it overrides the general rule. However RAI may be different and I would like all the evidence before deciding to break or follow RAI.