I am not sure when to apply aging effects during the character creation. So after or before
- ability point distribution
- racial modifier.
My guess would be to apply the aging effects before I start distributing the ability points and racial modifier, since I could end up with an ability of 3 and to my knowledge it is not allowed to have an ability score lower than 7. But correct me if I am wrong.
Example Values for an old elf:
Elf Modifier: +2 Dexterity, +2 Intelligence, and –2 Constitution Aging effects at old age, –2 to Str, Dex, and Con; +1 to Int, Wis, and Cha So if I would dump Constitution during the ability point distribution I could end up with Constitution 3.