# What is the correct interpretation of the Gambling Results table in Xanathar's Guide to Everything?

In Xanathar's Guide to Everything, one of the downtime options provided in "Downtime, Revised" allows a character to gamble during their downtime to earn extra money.

### Gambling

Games of chance are a way to make a fortune—and perhaps a better way to lose one.

[...]

Gambling Results
$$\begin{array}{|l|l|} \hline \text{Result} & \text{Value} \\ \hline \text{0 Successes} & \text{Lose all the money you bet, and accrue a debt equal to that amount.} \\ \hline \text{1 Success} & \text{Lose half the money you bet.} \\ \hline \text{2 Successes} & \text{Gain the amount you bet plus half again more.} \\ \hline \text{3 Successes} & \text{Gain double the amount you bet.} \\ \hline \end{array}$$

—Xanathar's Guide to Everything, pg. 130

So if I place a bet of 100gp and make my checks against this table, how much would I have, for each category?

$$\begin{array}{|l|l|l|} \hline \text{Result} & \text{Amount you have after Gambling} & \text{Gain} \\ \hline \text{0 Successes} & \text{-100gp (a debt of 100gp)} & \text{-200gp}\\ \hline \text{1 Success} & \text{50gp} & \text{-50gp} \\ \hline \text{2 Successes} & \text{150gp} & \text{+50gp} \\ \hline \text{3 Successes} & \text{200gp} & \text{+100gp} \\ \hline \end{array}$$
$$\begin{array}{|l|l|l|} \hline \text{Result} & \text{Amount you have after Gambling} & \text{Gain} \\ \hline \text{0 Successes} & \text{-100%} & \text{-200%}\\ \hline \text{1 Success} & \text{50%} & \text{-50%} \\ \hline \text{2 Successes} & \text{150%} & \text{+50%} \\ \hline \text{3 Successes} & \text{200%} & \text{+100%} \\ \hline \end{array}$$