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The rules for Indefinite Insanity state that it kicks in after a character loses…

a fifth or more of current Sanity points in one game “day”

Given that SAN loss might be occurring at various intervals throughout the day, what is the ‘current sanity’ against which ‘one fifth’ is measured? Is it the character's SAN at the start of the day?

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Is it the character's SAN at the start of the day?

Yes, it is a good idea to keep track and calculate the 20% at the beginning of each "day" (which doesn't have to be a 24h period between 00:00 and 12:00, but rather a narrative time unit).

An even better idea is to have the players keep track of it, because that's a lot of bookkeeping.

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