A bonus action can only be used for a specific ability that your PC has access to
A bonus action is specific to any abilities your class has access to. You cannot use your bonus action for anything other than abilities specifically marked as a bonus action in your ability/spell list, per the rules on bonus actions (emphasis mine):
Various class features, spells, and other abilities let you take an additional action on your turn called a bonus action. The Cunning Action feature, for example, allows a rogue to take a bonus action. You can take a bonus action only when a special ability, spell, or other feature of the game states that you can do something as a bonus action. You otherwise don't have a bonus action to take.
All classes do have access to bonus actions, either to use as abilities, or cast spells with the specified casting time (i.e. the spell must have a casting time of "1 bonus action"). In this situation, this ability has a specific outcome.
For example, the "Cunning Action" feature can only be used by rogues to Dash, Disengage, or Hide. Fighters can use their "Second Wind" feature to regain hit points. And monks, per the Martial Arts feature, can use their bonus action to attack an additional time, provided they use monk weapons or unarmed strikes as part of their main Attack action:
When you use the Attack action with an unarmed strike or a monk weapon on your turn, you can make one unarmed strike as a bonus action. For example, if you take the Attack action and attack with a quarterstaff, you can also make an unarmed strike as a bonus action, assuming you haven’t already taken a bonus action this turn.
Therefore, you cannot use your bonus action to "prepare" a Ready action, unless it specifically states that you can.