Ghost Syrup is a powerful Necrotoxin that makes the victim permanently incorporeal. This is obviously useful for many spellcasting characters and affordable by level 6 (judging by the rule that PCs should never own items worth more than half their total wealth).
A thing of note is that this poison does not kill the target. Any types and subtypes are kept, the target is not undead. No level drain immunity, Constitution is still important, etc. Technically they still need to eat and breathe, so while the poison won't directly kill, side effects still can. However, all this is out of topic for the purposes of this question.
The main problem is that such a character gets no spectral items to use, and pretty much everybody needs those. Even classes that rely the least on items, such as most prepared casters, need various wands and scrolls, a Headband of Favorite Mental Stat, etc. At the very least, every sentient creature probably wants to cover their body in clothes.
If possible, I'd like to hear about options that are available at level 6 and below for the purposes of E6 campaigns, but higher-level solutions are also OK.
Although playing such a character would certainly need DM approval, homebrew is not considered a valid answer.