The quick learner merit (Quick Learner 3-point Mental Quality) states that:
As a result, when the character starts learning a new regular skill he gains one level or speciality free up to level five. For levels higher than five or for special skills reduce the cost by one point for the next level.
I find this merit a bit confusing. How does it work?
Does this quality work: a.) only AFTER char creation or b.) also during char creation?
Am I correct that I get 1 additional skill or one speciality IN TOTAL and then after lvl 5 a point cost decrease?