I just met Noctucular and she grants me an ability bonus +6 as a gift. According to this answer all bonuses with a duration of more than 1 day will give a more skill points and all the other stuff. But what is going to happen when I piss off Nocticular and she withdraws the gift? (Same goes for artifacts or magic items, what is going to happen when my Headband of Vast Intelligence is destroyed or stolen). Should I therefore notice what skill points I put where for what reason so I can substract it later, if needed?