Questions tagged [economy]

For questions relating to the economics of game worlds.

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Do Baldur's Gate coins have names like Neverwinter and Waterdeep in Forgotten Realms?

The minted coins of Waterdeep and Neverwinter within the Forgotten Realms setting have names established in the published lore. However, I have been unable to find anything similar for Baldur's Gate. ...
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2 votes
1 answer
408 views

By what in-game logic is there no market for wizard spells? [closed]

The real reason magic items and spells cannot just be bought by default is of course that D&D is an adventure game, not a market simulation. Magic items are gleaned from the hoards of conquered ...
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19 votes
10 answers
3k views

How to deal with incredibly rich PCs messing with combat balance

One of my PCs are ludicrously rich: on the order of 100000 platinum pieces. I don't want to say "You're poor now, too bad", so what is a fast way to deprive them of their wealth so it doesn'...
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1 vote
2 answers
334 views

How to make sense of the cost/value of a spellscroll? [closed]

Xanathar's Guide to Everything describes the gold obtained from selling a magic item. Rarity Base price* Common 100gp Unommon 400gp Rare 4,000gp Very rare 40,000gp Legendary 200,000gp * Halved ...
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9 votes
2 answers
3k views

What would be the effects of giving out ten times the expected gold?

Given the treasure tables and advice in the Dungeon Master's Guide and Xanathar's Guide to Everything, characters have an implied wealth per level. An approximation of this is shown below, copied from ...
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18 votes
4 answers
2k views

Do the rules for running a business contradict themselves?

My players recently came into possession of an inn in a small village and I'm trying to figure out how to run it. On page 127 of the DMG, it says that an inn costs 5GP maintenance per day, including ...
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5 votes
1 answer
563 views

How much would it cost for a PC to fund a metropolis-wide party night?

How much would it cost for a PC to fund a metropolis-wide party night? When I say metropolis-wide party night, picture your run-of-the-mill festive fantasy village where food and drinks are in ...
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11 votes
0 answers
121 views

How was loot sold historically? [closed]

Looting and selling valuable equipment is a key revenue generator for PCs in many RPGs, but how did this work historically? I have a vague idea from fiction that when armies brought home large amounts ...
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5 votes
2 answers
964 views

Are Lower Tier Magical Items Available in a City if They're Under the Base Value but Not the Spellcasting Limit?

I'm currently in a Rise of the Runelords Pathfinder 1E campaign. I understand that being an earlier campaign it is fairly magic item starved. My character is at level 10 and I have been absolutely ...
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32 votes
3 answers
5k views

Are purchasable animals overpowered?

I have recently discovered that you can buy a large variety of rather strong creatures for very cheap amounts. A character that is moderately specialized in handle animal can easily get a +15 by level ...
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7 votes
1 answer
241 views

How do I establish the prices of goods and services in Numenera?

As I'm making my way through a campaign, I'm beginning to realize that I don't know what to do about money. My tier 2 (out of 6) players have 200 shins (gold in Numenera terms) between 5 of them. We ...
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4 votes
2 answers
569 views

Sources for Benchmarks of Prices in the Star Wars Universe

I am planning to run a Star Wars campaign, and I would like to get a better feel for the setting's economical 'realities', such as approximate relative prices of things and services. I understand that ...
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1 vote
2 answers
308 views

What is the lowest level that an adventuring party can safely make enough money to take care of a city-state?

Lets say that a party has recently decided to retire from adventuring to focus their efforts in caring for a city-state in need of benefactors. I want to know what the lowest level a party can be and ...
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6 votes
1 answer
392 views

Do elves of Evermeet use money?

Evermeet was created as elven heaven. So, do they use money or gold there? If so, do they trade with other Arvandor or Feywild cities with money or something? Where I can read about such things? ...
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31 votes
10 answers
6k views

How to discourage mundane play?

I am freestyling a campaign w/out an “official” system, and I have run into a problem. With certain players, they refuse to play as adventurers, choosing instead to get a steady job, then saying ...
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18 votes
4 answers
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How much gold should be spent to optimally run this Tavern?

The Waterdeep: Dragon Heist adventure gives the players the option to run a tavern. The "Tavern Keeping Expenses" sidebar (p. 41) specifies the regular running expenses and how to determine profit or ...
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1 vote
0 answers
274 views

Fixing/Improving My Model of Reciprocal Economies [closed]

I’m unsatisfied with how things like reciprocal economies are usually handled in RPGs. I've come up with a homebrew mechanic of my own, but it's also far from perfect and I’m trying to improve it. In ...
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18 votes
8 answers
7k views

How much will studying magic in an academy cost?

Here is why I ask this question: I want to create a wizard character that goes to the best magic school in the Eberron settings (which I will also be playing in): the Arcanix. But, I want to say in ...
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5 votes
1 answer
2k views

Is there a place to find the pricing for (non-magical) things not mentioned in the PHB?

Though I know that with how vast imagination can take this question, the most common answer would be "ask the DM", though I am looking for common items that should be listed somewhere... Specifically,...
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11 votes
3 answers
361 views

What is the monetary system for Mythic Europe?

I've been reading through the core rule book, and there are references to money and skills related to money. However, I have been unable to find a section that talks about the monetary system of the ...
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31 votes
4 answers
7k views

How many copper coins fit inside a cubic foot?

I have a Wizard who is level 5, currently running in a pirate campaign (homebrew), and I thought about some scams I could pull to earn the ship some extra coinage whenever we touched port to resupply ...
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12 votes
5 answers
2k views

Are expensive material component costs too specific?

Reality Revision requires a crystal worth 25,000 gp. Wish requires a diamond worth 25,000 gp. "Grand Jewels" in the treasure tables peak at 5,000 gp. Perhaps there is a work around for Reality ...
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31 votes
12 answers
8k views

How would a player character pay for an item that costs less than 1cp?

For reasons too complex and stupid to go into, I've recently been looking at item values and the 5e currency system. As I understand it, 1pp = 10gp = 20ep = 100sp = 1000cp, which places 1cp as the ...
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  • 445
26 votes
6 answers
9k views

How much is unrefined gold ore worth?

We're a new group with a DM that's relatively new. In a recent session the party visited a mine and found a cart full of unrefined ore. We pushed it all the way back to town and are now trying to cash ...
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6 votes
3 answers
237 views

Krynnspace two-way gold / steel arbitrage

This question reminded me of an old issue that came up in a campaign: is there any in-universe reason that the players, armed with a Spelljamming ship, couldn't make ludicrous amounts of money ...
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10 votes
1 answer
4k views

How are large amounts of money expected to be made during the early parts of the Waterdeep: Dragon Heist adventure?

I'm currently running the Waterdeep: Dragon Heist adventure, and want to stay in the book's materials. There's an opportunity for How can the party fund this relatively enormous expense, as a party ...
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1 vote
0 answers
101 views

Can a kingdom be destabilized by an influx of enemy gold? [closed]

A few years ago I read a role-playing game supplement that described a cold war between kingdom Good and kingdom Bad. Both kingdoms used metal coins with silver as the most common followed by gold. ...
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19 votes
6 answers
6k views

Can my character collect royalties from being an author?

My character is a half-elf, aged academic globetrotter researching ruins, fauna and flora - anything he can get his hands on really. In his 100+ year career it stands to reason that along with any ...
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  • 319
2 votes
0 answers
175 views

How to build an economy based on PCs’ sphere of influence? [closed]

First some context: I have only been a PC rather than a GM so far, but my brother who is running a campaign (with his own homebrew system based on Shadowrun) with some of his friends asked me for help....
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  • 21
4 votes
3 answers
370 views

Should I give my larger-than-expected party more total gold/treasure to compensate?

I am currently DMing the Curse of the Crimson Throne Adventure Path and the party just hit level 4. For several reasons, we ended up with a party of 6+DM, while the AP states to be best balanced for ...
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3 votes
1 answer
5k views

How much should PCs earn as guards?

If a merchant hires the PCs as guards, how much should the PCs earn?
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4 votes
2 answers
347 views

What's the best way to handle Magic Marts in 3.5e?

I have been thinking about how much Magic Marts take me out of the game. I'm wondering if there's really a solid solution in 3rd Edition to prevent the acquisition of magic items from being too simple ...
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6 votes
2 answers
744 views

How much money do traders have to purchase PCs' goods?

In my setting money is fairly important, as I am running a West Marches style campaign. I don't want the one lowly trader in the village to be able to purchase everything the PCs wish to sell, but I ...
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24 votes
5 answers
6k views

How do the economics add up for laborers?

Relevant quotes from Chapter 5 of the Player's Handbook: Laborer's wages A silver piece buys a laborer’s work for a day, a flask of lamp oil, or a night’s rest in a poor inn. (Page 143) Laborer's ...
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11 votes
1 answer
6k views

How do profits from running a business work?

On page 129 of DMG, the Running the Business chart says "The business covers its own maintenance cost for each of the days. It earns a profit of 1d6 × 5 gp.", for example. I'm a bit confused on this....
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  • 357
4 votes
2 answers
351 views

Should spellcasting services be limited in E6? How?

Pathfinder E6 limits PC level to 6th to disallow the players from using level 4+ spells. This means, for example, that resurrection of a fallen friend is not what PCs can normally do, nor can they ...
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20 votes
5 answers
22k views

How do I give the right amount of treasure without going overboard, like my last DM did?

I am trying to find a good model for how much treasure and money to give my players in order not to make items too difficult to buy, or too cheap to buy. In my last game, which ran for 6 months, our ...
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12 votes
2 answers
746 views

How is currency exchange handled?

In Dungeon World, "coin" is the base currency with everything else listed in terms of it. 100 coins have 1 weight. Many items are worth more than 100 coins, making the carrying of coins very heavy if ...
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4 votes
3 answers
1k views

Wealth scales in Shadowrun?

New to Shadowrun as a GM. Transitioned from Cyberpunk and World of Darkness storytelling. My players are fairly certain that they each get paid approximately 3000-30,000 nuyen for every run they go on....
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  • 3,632
0 votes
0 answers
138 views

Roughly what is the currency conversion rate between real-world currency and gold pieces (gp) in Pathfinder? [duplicate]

This is just for fun. Based on the cost of non-magical items, one could presumably deduce a conversion rate between Pathfinder and the real world. Of course, worlds and nations differ, so some goods ...
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  • 2,266
0 votes
1 answer
978 views

What can prevent characters from buying Wand of Cure Light Wounds and Wand of Lesser Restoration? [closed]

I have asked a question about real benefits of the Heal skill over the Wand of Cure Light Wounds and Wand of Lesser Restoration, and, in short, it seemed like there is none. The skill takes a lot of ...
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1 vote
1 answer
107 views

How much to charge for fictional substances in Victorian England? [closed]

I'm working on a little steampunk setting, which incorporates a lot of the elements of Victorian England. One of the similarities is the economy, in that prices and wages in this world are fairly ...
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  • 1,348
23 votes
4 answers
13k views

How wealthy are the rich in the Forgotten Realms?

I'm building a campaign that includes a Plutocracy style government. The several wealthiest people in each city govern that city, and the wealthiest of those join to govern the entire empire. I ...
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4 votes
1 answer
356 views

How to handle investment in Stars Without Number?

I'm GMing a Stars Without Number game. My players have just come into a fair amount of money, and one of them would like to invest his cut. How do I handle this investment? Should I just roll dice to ...
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5 votes
2 answers
2k views

What is the value of a Coin?

What is the relative value of 1 Coin in the implied setting of Dungeon World? The game system of Dungeon World intentionally keeps the concept of money and wealth fairly abstract compared to other, ...
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4 votes
1 answer
263 views

How to sell gear in Burning Wheel?

How does selling things in Burning Wheel's abstract Resource system work? How would I GM the following situation? The party gets into a scuffle with a knight. They kill him and loot his plate armor (...
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  • 1,516
11 votes
5 answers
2k views

How to Deal with Gold Inflation

I'm DMing a campaign partially at the request of one of my friends who has a munchkin build he's been wanting play for the past 2+ years. The last time he tried it, the DM was incredibly stingy with ...
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29 votes
2 answers
45k views

Are listed gem values the buy or sell price?

Is the value listed for a gem its buying price, selling price, or something else? Gems are listed with a value in the DM Guide as treasure. In this context, it would imply the gem could be sold for ...
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5 votes
2 answers
1k views

What would it cost to rebuild a village / small town for 50 - 100 inhabitants?

In our quest, we saved approximately 50 villagers. Their village has been burned down (by normal fire). They are returning to the village and are going to try to rebuild. It's the middle summer in ...
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  • 4,335
6 votes
1 answer
193 views

How to calculate cost of renting a starship?

I'm running a Stars Without Number game. My players, being cheapskates, would like to rent a starship of some kind. If a normal shuttle costs 200k credits, how would I calculate the cost of renting by ...
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