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Questions tagged [wealth]

For questions relating to the sum total value of one's current resources and possessions.

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246 votes
16 answers
129k views

Without a magic item economy, what is gold for?

PHB page 144, Equipment, Wealth, Selling Treasure Magic Items. Selling magic items is problematic. Finding someone to buy a potion or a scroll isn’t too hard, but other items are out of the realm ...
synesthesia's user avatar
  • 3,191
50 votes
2 answers
432k views

What's the starting wealth for higher levels?

The PHB only gives starting wealth for Level 1 PCs. Based on my experience in other games, specifically Pathfinder, I would expect to get more at higher levels. Where can I find an appropriate table ...
trekkieyk's user avatar
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57 votes
13 answers
18k views

How to handle wealthy player characters as a GM?

One of the long-standing settings our group keeps returning to is classic medieval fantasy. (Examples are MERP, Rolemaster, The Dark Eye -- But this question is aimed to be system agnostic and is ...
fgysin's user avatar
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12 votes
6 answers
9k views

Is there a reason to ignore/adjust the Wealth By Level chart?

While reading this Cohort Question I was kinda struck by a quote in there and instead of asking an unrelated question in that area I figured it would be good to make a separate question. The quote ...
Ben-Jamin's user avatar
  • 6,374
3 votes
5 answers
2k views

When modifying treasure distribution to enforce WBL, what do you do when it doesn't work?

Let's say I'm running a game in which I seek to enforce-ish the WBL guidelines (by which I mean that I seek to have the party's wealth be primarily a function of level rather than time). If the party ...
Please stop being evil's user avatar
16 votes
5 answers
19k views

Creating Poison Cheaply - Potato Tea?

It seems that the effectiveness of poisons, both in the core list as well as in homebrew systems for inventing your own, are balanced with and directly proportional to their cost. However, there are ...
Southpaw Hare's user avatar
29 votes
6 answers
9k views

How do the economics add up for laborers?

Relevant quotes from Chapter 5 of the Player's Handbook: Laborer's wages A silver piece buys a laborer’s work for a day, a flask of lamp oil, or a night’s rest in a poor inn. (Page 143) Laborer's ...
Dacromir's user avatar
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15 votes
5 answers
1k views

Should the DM try to actively fix party wealth in a sandbox game?

This question is inspired by this WBL question. The consensus seems to be that WBL is important. But in a sandbox game , where the course of action is determined by the players, what should be DM's ...
Eugene Ryabtsev's user avatar
15 votes
3 answers
3k views

Does Wealth By Level allow for "free" potions?

The principle behind the wealth by level table in the DMG is to summarize the amount of magical gear that a character will have access to at each level. It's clear that the potions, scrolls and other ...
Simon Gill's user avatar
  • 9,711
13 votes
6 answers
13k views

Is there a reason a Forge Cleric couldn't use Artisan's Blessing to convert metal into currency for profit?

The Forge Domain cleric's Artisan's Blessing Channel Divinity option (XGtE, p. 19) states: You conduct an hour-long ritual that crafts a nonmagical item that must include some metal: a simple or ...
Man_Over_Game's user avatar
9 votes
1 answer
18k views

If you choose to roll for starting gold for your class, do you get starting equipment from your background as well?

Say you choose to roll for starting gold for your class (and then buy equipment). Do you still get the starting equipment from your background (but not from your class)? Or do you not get any starting ...
Jonguar's user avatar
  • 99
8 votes
2 answers
23k views

What's the highest possible Charisma score a character can reach?

What's the highest possible Charisma score you can end up with in Pathfinder, using official Paizo material only, assuming that you have an equivalent wealth level of a level 20 character?
Sandwich's user avatar
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8 votes
2 answers
3k views

If I use the starting wealth rolls of my class, do I keep any remaining money left over?

If I use the starting wealth rolls of my class, do I keep any remaining money left over after I buy equipment? In D&D 5e you can roll the 4d4 × 10 to determine starting gold, forgoing any ...
Golden's user avatar
  • 113
8 votes
3 answers
1k views

How are abilities that modify character wealth supposed to modify character wealth by level?

There are a LOT of abilities that relate to purchase or sale of goods or services in Pathfinder. Generally, these abilities cost character resources: feats, rogue talents, traits, class features, etc....
Please stop being evil's user avatar
7 votes
1 answer
737 views

How is treasure determined randomly for CR 21 or higher creatures?

The Magic Item Compendium says Step 1: Roll on Table A-1: Treasure, using the monster's CR to determine which row you will use. (265) Table A-1: Treasure only goes to Challenge Rating 20. The six ...
Hey I Can Chan's user avatar
72 votes
12 answers
26k views

I gave my players far too much wealth and they have far too much power. What do I do to get things back on track?

Very recently I made a huge miscalculation during my D&D campaign. The players in my D&D campaign were chasing after several pieces of a broken magical item. They had been spending their ...
ElectroBro's user avatar
18 votes
3 answers
3k views

How wealthy can a d20 Modern character be?

What's the maximum possible wealth bonus that a d20modern character can achieve by 10th level, excluding DM intervention? What is the max at 20th level? How rich would such a character be in real ...
C. Ross's user avatar
  • 24.2k
16 votes
3 answers
24k views

Character wealth by level for 4E?

I know that the DMG addresses this slightly on page 143 by stating that a character's wealth is equal to: One magic item of character level +1 One magic item of character level One magic item of ...
Sorcerer Blob's user avatar
12 votes
1 answer
4k views

What is the max starting gold I can effectively have in AL without using XGtE's "This is Your Life" options or DM rewards?

I am trying to locate the MOST possible starting gold in AL for a level 1 new PC. Without using XGtE's "This is Your Life" options or DM rewards? The Goal: Is to have excess of 200gp, even ...
Jeffrey Witty's user avatar
10 votes
3 answers
12k views

How should I hand out magic items in D&D 3.5e?

So, I started running a standart 3.5 campaign (magic average) with four PCs several weeks ago, and as I am a rookie DM and quite an inexperienced player myself, I am starting to wonder when and in ...
kravaros's user avatar
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7 votes
2 answers
4k views

How do familiars, animal companions, cohorts, followers, and the like fit into the wealth by level progression?

Though I am not advocating a strict adherence to the wealth by level progression, if that progression is used, how would "extra crew members" of PCs fit on the chart? The leadership feat text does ...
Matt Hamsmith's user avatar
2 votes
5 answers
2k views

introducing a daily upkeep for characters

I am looking for the rules, or good house rules, covering the daily upkeep for characters. By daily upkeep I mean a daily cost to deduct from their personal wealth for mundane events and services ...
mtijn's user avatar
  • 1,219