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Questions tagged [wealth]

For questions relating to the sum total value of one's current resources and possessions.

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246 votes
16 answers
129k views

Without a magic item economy, what is gold for?

PHB page 144, Equipment, Wealth, Selling Treasure Magic Items. Selling magic items is problematic. Finding someone to buy a potion or a scroll isn’t too hard, but other items are out of the realm ...
synesthesia's user avatar
  • 3,191
72 votes
12 answers
26k views

I gave my players far too much wealth and they have far too much power. What do I do to get things back on track?

Very recently I made a huge miscalculation during my D&D campaign. The players in my D&D campaign were chasing after several pieces of a broken magical item. They had been spending their ...
ElectroBro's user avatar
57 votes
13 answers
18k views

How to handle wealthy player characters as a GM?

One of the long-standing settings our group keeps returning to is classic medieval fantasy. (Examples are MERP, Rolemaster, The Dark Eye -- But this question is aimed to be system agnostic and is ...
fgysin's user avatar
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50 votes
2 answers
432k views

What's the starting wealth for higher levels?

The PHB only gives starting wealth for Level 1 PCs. Based on my experience in other games, specifically Pathfinder, I would expect to get more at higher levels. Where can I find an appropriate table ...
trekkieyk's user avatar
  • 2,474
35 votes
17 answers
12k views

How can I make players still feel rewarded after looting a dragon hoard?

Disclaimer: This question is tagged dnd-5e, since consideration of the value of money or the magic item system might be relevant. I do, however, doubt that an answer based primarily on these would ...
Anagkai's user avatar
  • 16.6k
29 votes
6 answers
9k views

How do the economics add up for laborers?

Relevant quotes from Chapter 5 of the Player's Handbook: Laborer's wages A silver piece buys a laborer’s work for a day, a flask of lamp oil, or a night’s rest in a poor inn. (Page 143) Laborer's ...
Dacromir's user avatar
  • 10.3k
26 votes
4 answers
18k views

How wealthy are the rich in the Forgotten Realms?

I'm building a campaign that includes a Plutocracy style government. The several wealthiest people in each city govern that city, and the wealthiest of those join to govern the entire empire. I ...
Avilyn's user avatar
  • 2,008
18 votes
3 answers
3k views

How wealthy can a d20 Modern character be?

What's the maximum possible wealth bonus that a d20modern character can achieve by 10th level, excluding DM intervention? What is the max at 20th level? How rich would such a character be in real ...
C. Ross's user avatar
  • 24.2k
16 votes
5 answers
19k views

Creating Poison Cheaply - Potato Tea?

It seems that the effectiveness of poisons, both in the core list as well as in homebrew systems for inventing your own, are balanced with and directly proportional to their cost. However, there are ...
Southpaw Hare's user avatar
16 votes
3 answers
24k views

Character wealth by level for 4E?

I know that the DMG addresses this slightly on page 143 by stating that a character's wealth is equal to: One magic item of character level +1 One magic item of character level One magic item of ...
Sorcerer Blob's user avatar
15 votes
2 answers
7k views

What does 5d4 x 10 gp mean?

What does 5d4 x 10 gp mean? I’m creating an Eladrin Ranger/Bard and I’m trying to figure out my starting wealth.
user56410's user avatar
  • 151
15 votes
5 answers
1k views

Should the DM try to actively fix party wealth in a sandbox game?

This question is inspired by this WBL question. The consensus seems to be that WBL is important. But in a sandbox game , where the course of action is determined by the players, what should be DM's ...
Eugene Ryabtsev's user avatar
15 votes
3 answers
3k views

Does Wealth By Level allow for "free" potions?

The principle behind the wealth by level table in the DMG is to summarize the amount of magical gear that a character will have access to at each level. It's clear that the potions, scrolls and other ...
Simon Gill's user avatar
  • 9,711
13 votes
6 answers
13k views

Is there a reason a Forge Cleric couldn't use Artisan's Blessing to convert metal into currency for profit?

The Forge Domain cleric's Artisan's Blessing Channel Divinity option (XGtE, p. 19) states: You conduct an hour-long ritual that crafts a nonmagical item that must include some metal: a simple or ...
Man_Over_Game's user avatar
13 votes
3 answers
965 views

Pathfinder: How to balance Wealth by Level for a guild of player characters?

After several years of running tabletop one-offs I decided to try a campaign format that would let casual players hop in and out without straining disbelief while allowing for dedicated players to get ...
Kaihaku's user avatar
  • 171
13 votes
1 answer
828 views

Can an Adventurers League character or party reimburse a PC for casting revivify?

The Situation One PC just died. Fortunately, another PC is a cleric that has revivify prepared, an unused 3rd-level spell slot, and 300gp of diamonds they purchased before the session. They cast ...
Red Orca's user avatar
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12 votes
6 answers
9k views

Is there a reason to ignore/adjust the Wealth By Level chart?

While reading this Cohort Question I was kinda struck by a quote in there and instead of asking an unrelated question in that area I figured it would be good to make a separate question. The quote ...
Ben-Jamin's user avatar
  • 6,374
12 votes
3 answers
2k views

Can Wealth be used as a guide to what things a PC could own at a given level?

The character advancement section of the Pathfinder reference document mentions that a player character should have amassed certain amounts of money by certain levels: for example, a PC should have ...
Gotzin's user avatar
  • 121
12 votes
1 answer
4k views

What is the max starting gold I can effectively have in AL without using XGtE's "This is Your Life" options or DM rewards?

I am trying to locate the MOST possible starting gold in AL for a level 1 new PC. Without using XGtE's "This is Your Life" options or DM rewards? The Goal: Is to have excess of 200gp, even ...
Jeffrey Witty's user avatar
12 votes
1 answer
10k views

Starting wealth for Complete classes

Does D&D 3.5e have official random starting wealth tables for the classes given in the Complete supplements? I know there's a table for the core classes in the Player Handbook, but I can't find an ...
Cobalt's user avatar
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10 votes
5 answers
1k views

New Player joining with Craft Magic Arms and Armor

I'm GMing a Pathfinder game that's been going on for awhile now and wanted some advice. We have a new player that's joining a game in progress. The rest of the party is level 8. He's coming in at ...
Ironmonk's user avatar
  • 103
10 votes
3 answers
5k views

How does the game expect I handle the monk tropes vs typical adventuring tropes and needs?

I'm getting back into D&D (5e) for the first time in a couple of decades, last playing with OD&D and AD&D 1e & 2e. I've just made my first ever monk. I'm struggling to understand how ...
Paul's user avatar
  • 1,268
10 votes
3 answers
12k views

How should I hand out magic items in D&D 3.5e?

So, I started running a standart 3.5 campaign (magic average) with four PCs several weeks ago, and as I am a rookie DM and quite an inexperienced player myself, I am starting to wonder when and in ...
kravaros's user avatar
  • 3,913
9 votes
1 answer
18k views

If you choose to roll for starting gold for your class, do you get starting equipment from your background as well?

Say you choose to roll for starting gold for your class (and then buy equipment). Do you still get the starting equipment from your background (but not from your class)? Or do you not get any starting ...
Jonguar's user avatar
  • 99
8 votes
2 answers
23k views

What's the highest possible Charisma score a character can reach?

What's the highest possible Charisma score you can end up with in Pathfinder, using official Paizo material only, assuming that you have an equivalent wealth level of a level 20 character?
Sandwich's user avatar
  • 15.7k
8 votes
2 answers
3k views

If I use the starting wealth rolls of my class, do I keep any remaining money left over?

If I use the starting wealth rolls of my class, do I keep any remaining money left over after I buy equipment? In D&D 5e you can roll the 4d4 × 10 to determine starting gold, forgoing any ...
Golden's user avatar
  • 113
8 votes
1 answer
953 views

A wizard's character wealth

The wizards spell book can actually get pretty expensive pretty quickly. Even if you only take the spells earned by level, compared to ink investment and scroll access. At level five your book should ...
Derk Jan Hulsinga's user avatar
8 votes
2 answers
327 views

Handling the Scenario After Wild Player Financial Success

Well, they did it. Your players went head-to-head against an antagonist with Superb Resources, and instead of taking critical social damage and retiring from adventuring, they took him for all he's ...
tom's user avatar
  • 291
8 votes
1 answer
2k views

Can the Wealth system from d20 Modern be adapted to 5e?

D20 Modern had a system where instead of tracking your money directly, it would track a "wealth" attribute. Transactions have a DC instead of price, and a Wealth check is made to determine if a ...
Superbest's user avatar
  • 1,074
8 votes
3 answers
1k views

How are abilities that modify character wealth supposed to modify character wealth by level?

There are a LOT of abilities that relate to purchase or sale of goods or services in Pathfinder. Generally, these abilities cost character resources: feats, rogue talents, traits, class features, etc....
Please stop being evil's user avatar
8 votes
2 answers
238 views

Is there any way to accurately increase CR based on an excess of party wealth?

If playing milestone leveling a ramping of treasure can occur in which the party gains gold and magical items far beyond what their normal wealth would be at a level. And yes this issue can be ...
Critical Crafting's user avatar
7 votes
3 answers
2k views

Wealth scales in Shadowrun?

New to Shadowrun as a GM. Transitioned from Cyberpunk and World of Darkness storytelling. My players are fairly certain that they each get paid approximately 3000-30,000 nuyen for every run they go on....
Tristian's user avatar
  • 4,205
7 votes
11 answers
3k views

Simpler ways to keep track of the player's wealth/purchasing power?

I'm about to run my first game of D&D as Dungeon Master. I've played a few sessions as a character, and one of the things that always annoyed me was keeping track of how much money we had. The ...
Gordon Gustafson's user avatar
7 votes
2 answers
4k views

How do familiars, animal companions, cohorts, followers, and the like fit into the wealth by level progression?

Though I am not advocating a strict adherence to the wealth by level progression, if that progression is used, how would "extra crew members" of PCs fit on the chart? The leadership feat text does ...
Matt Hamsmith's user avatar
7 votes
1 answer
1k views

Is my game master running Rappan Athuk wrong, or is it really this low on treasure?

We are playing Frog God Games' Pathfinder version of Rappan Athuk with a party of five player characters. We are playing seventh level characters, but our wealth is of fourth or fifth level characters....
Momonga-sama's user avatar
  • 9,973
7 votes
2 answers
251 views

Is starting cash too low?

In Exodus starting cash seems lower than in other games with which I'm familiar. I'm used to starting characters being able to purchase some okay weapons and armor, and that seems unlikely given the ...
Vypr1981's user avatar
  • 101
7 votes
2 answers
452 views

Does the cost of the Permanency spell's material component count against the character's wealth by level?

Does the cost of making a spell's duration permanent by means of the Permanency spell count against a character's wealth by level, as long as the Permanency spell remains on the character?
Zarus's user avatar
  • 3,197
7 votes
1 answer
737 views

How is treasure determined randomly for CR 21 or higher creatures?

The Magic Item Compendium says Step 1: Roll on Table A-1: Treasure, using the monster's CR to determine which row you will use. (265) Table A-1: Treasure only goes to Challenge Rating 20. The six ...
Hey I Can Chan's user avatar
6 votes
6 answers
2k views

How to help my players track gold in multiple currencies?

In my current game I have implemented a faction system where the relationships with and between the various factions have a direct impact on how the game plays out. One of the factors it impacts is ...
linksassin's user avatar
  • 31k
6 votes
3 answers
3k views

Are there any abilities, features, or magic items that can increase gold gain, or multiply currency in a permanent way?

I have an idea for an avaricious (but not evil) busker bard character, whose motivation to obtain money is similar in magnitude to Scrooge McDuck (complete with Swimming Pool of Coins stretch goal). ...
order's user avatar
  • 4,221
6 votes
4 answers
1k views

Gold per encounter with looted equipment

Here's my scenario: CR 1 encounter (fast-paced) party is to receive 400 gold for the encounter. If I use, for example, a troglodyte, equipment is listed as 1 club, and 3 javelins for a total equipment ...
Matthew Storelli's user avatar
5 votes
4 answers
6k views

Can the DM break the rule of maximum starting money?

The DM has the power to break and add rules, but can they change the starting money? What is the starting money? Even if the DM can change the amount, how much can he/she give? In the campaign I'm ...
Knight Dude's user avatar
5 votes
2 answers
2k views

What is the value of a Coin?

What is the relative value of 1 Coin in the implied setting of Dungeon World? The game system of Dungeon World intentionally keeps the concept of money and wealth fairly abstract compared to other, ...
Southpaw Hare's user avatar
5 votes
1 answer
678 views

When do young Samurai get their Stipend - and how much?

When Samurai start out, they get a stipend that is denominated by their school. Generally it is between 3 to 10 Koku, about enough to supply a single Samurai with enough food and shelter even far away ...
Trish's user avatar
  • 44.8k
5 votes
1 answer
788 views

What is highest Damage/GP poison?

There is lots of stuff out there about poisons in general, but what is the most money efficient poison? Purple worm poison is powerful, but it cost 5k GP per dose iirc. I am looking for a poison that ...
NemoAmet's user avatar
  • 363
5 votes
1 answer
595 views

What considerations to make introducing a new player to an existing party, especially wealth and items?

As well as mechanics for introducing new players what considerations should I take for introducing a new player to an existing party? My example is that I'm I'm running the Pathfinder Beginner Box ...
StuperUser's user avatar
  • 10.2k
5 votes
1 answer
767 views

Starting at a Higher Level while using Automatic Bonus Progression variant rule

I am going to be creating a new character for our campaign, in which we are using variant rule Automatic Bonus Progression, and will come in at a higher level (likely 8). When starting at a higher ...
Robin Sving's user avatar
5 votes
1 answer
756 views

Which of the available options for downtime from XGtE would give the most money after one week?

In the "Downtime Revisited" section of Xanathar's Guide to Everything, pages 123-134, it gives you various suggestions with what to do with a week of downtime. My character is being given a ...
NathanS's user avatar
  • 79.1k
5 votes
1 answer
1k views

Optimizing Inherent bonus purchasing to gain as many Skill Points as possible

Premise: I know that houseruling retroactive skill points would prevent this from being a problem. I'm aware of the possibility. It just isn't what is true for most characters I make. This question ...
Zachiel's user avatar
  • 35.3k
5 votes
2 answers
472 views

How does increasing PCs' wealth beyond the WBL table affect power disparity between character class tiers?

It's well-known what happens when characters get less gold than they are supposed to according to the wealth-by-level (WBL) guidelines. Basically, the well-known power disparity between casters and ...
R.I.P.30.12.21Baskakov_Dmitriy's user avatar