Questions tagged [wealth]

For questions relating to the sum total value of one's current resources and possessions.

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Fixing/Improving My Model of Reciprocal Economies [closed]

I’m unsatisfied with how things like reciprocal economies are usually handled in RPGs. I've come up with a homebrew mechanic of my own, but it's also far from perfect and I’m trying to improve it. In ...
6
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4answers
1k views

Gold per encounter with looted equipment

Here's my scenario: CR 1 encounter (fast-paced) party is to receive 400 gold for the encounter. If I use, for example, a troglodyte, equipment is listed as 1 club, and 3 javelins for a total equipment ...
15
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2answers
991 views

What does 5d4 x 10 gp mean?

What does 5d4 x 10 gp mean? I’m creating an Eladrin Ranger/Bard and I’m trying to figure out my starting wealth.
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2answers
268 views

Handling the Scenario After Wild Player Financial Success

Well, they did it. Your players went head-to-head against an antagonist with Superb Resources, and instead of taking critical social damage and retiring from adventuring, they took him for all he's ...
12
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1answer
412 views

Can an Adventurers League character or party reimburse a PC for casting revivify?

The Situation One PC just died. Fortunately, another PC is a cleric that has revivify prepared, an unused 3rd-level spell slot, and 300gp of diamonds they purchased before the session. They cast ...
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5answers
730 views

New Player joining with Craft Magic Arms and Armor

I'm GMing a Pathfinder game that's been going on for awhile now and wanted some advice. We have a new player that's joining a game in progress. The rest of the party is level 8. He's coming in at ...
12
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5answers
2k views

Is there a reason a Forge Cleric couldn't use Artisan's Blessing to convert metal into currency for profit?

The Forge Domain cleric's Artisan's Blessing Channel Divinity option (XGtE, p. 19) states: You conduct an hour-long ritual that crafts a nonmagical item that must include some metal: a simple or ...
3
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1answer
876 views

Is the character wealth/level table to be taken “per character”?

Does the Character Wealth per Level table, as presented on page 135 of the DMG, reflect the wealth that should be owned by a single PC on each level, or by the party as a whole? Example: there is a ...
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2answers
232 views

Does the cost of the Permanency spell's material component count against the character's wealth by level?

Does the cost of making a spell's duration permanent by means of the Permanency spell count against a character's wealth by level, as long as the Permanency spell remains on the character?
64
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12answers
18k views

I gave my players far too much wealth and they have far too much power. What do I do to get things back on track?

Very recently I made a huge miscalculation during my D&D campaign. The players in my D&D campaign were chasing after several pieces of a broken magical item. They had been spending their ...
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2answers
212 views

Dealing with single character destroyed gear

My +1 gauntlets got destroyed due to damage from a green slime. As at this level it represents a significant portion of my wealth it puts me behind everyone else. How do other groups deal with a ...
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4answers
2k views

How do the economics add up for laborers?

Relevant quotes from Chapter 5 of the Player's Handbook: Laborer's wages A silver piece buys a laborer’s work for a day, a flask of lamp oil, or a night’s rest in a poor inn. (Page 143) ...
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2answers
176 views

Is there any way to accurately increase CR based on an excess of party wealth?

If playing milestone leveling a ramping of treasure can occur in which the party gains gold and magical items far beyond what their normal wealth would be at a level. And yes this issue can be ...
0
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2answers
191 views

How big an advantage would wealth confer to the development of a character?

The question is specifically applied to D&D 3.5 and the world of the Forgotten Realms. A little background first. I am designing an adventure where I plan to have one of the NPCs-not exactly an ...
2
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1answer
394 views

Pathfinder NPC starting money?

I've been searching everywhere but I can't find any information on what the starting funds for a level 1 warrior is. Do they not get any?
4
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3answers
734 views

Wealth scales in Shadowrun?

New to Shadowrun as a GM. Transitioned from Cyberpunk and World of Darkness storytelling. My players are fairly certain that they each get paid approximately 3000-30,000 nuyen for every run they go on....
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0answers
270 views

How to handle low-magic, fantasy banking? [closed]

How would you handle the transfer of large quantities of gold in a low-magic, medieval fantasy setting? I'm am running a campaign based on a homebrew variation of Pathfinder in which magic use ...
3
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5answers
887 views

When modifying treasure distribution to enforce WBL, what do you do when it doesn't work?

Let's say I'm running a game in which I seek to enforce-ish the WBL guidelines (by which I mean that I seek to have the party's wealth be primarily a function of level rather than time). If the party ...
7
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2answers
711 views

How are abilities that modify character wealth supposed to modify character wealth by level?

There are a LOT of abilities that relate to purchase or sale of goods or services in Pathfinder. Generally, these abilities cost character resources: feats, rogue talents, traits, class features, etc....
21
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4answers
6k views

How wealthy are the rich in the Forgotten Realms?

I'm building a campaign that includes a Plutocracy style government. The several wealthiest people in each city govern that city, and the wealthiest of those join to govern the entire empire. I ...
4
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1answer
254 views

How to handle investment in Stars Without Number?

I'm GMing a Stars Without Number game. My players have just come into a fair amount of money, and one of them would like to invest his cut. How do I handle this investment? Should I just roll dice to ...
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3answers
4k views

How does the game expect I handle the monk tropes vs typical adventuring tropes and needs?

I'm getting back into D&D (5e) for the first time in a couple of decades, last playing with OD&D and AD&D 1e & 2e. I've just made my first ever monk. I'm struggling to understand how ...
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2answers
1k views

What is the value of a Coin?

What is the relative value of 1 Coin in the implied setting of Dungeon World? The game system of Dungeon World intentionally keeps the concept of money and wealth fairly abstract compared to other, ...
8
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1answer
859 views

A wizard's character wealth

The wizards spell book can actually get pretty expensive pretty quickly. Even if you only take the spells earned by level, compared to ink investment and scroll access. At level five your book should ...
12
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3answers
2k views

Can Wealth be used as a guide to what things a PC could own at a given level?

The character advancement section of the Pathfinder reference document mentions that a player character should have amassed certain amounts of money by certain levels: for example, a PC should have ...
8
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1answer
829 views

Can the Wealth system from d20 Modern be adapted to 5e?

D20 Modern had a system where instead of tracking your money directly, it would track a "wealth" attribute. Transactions have a DC instead of price, and a Wealth check is made to determine if a ...
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2answers
228 views

Is starting cash too low?

In Exodus starting cash seems lower than in other games with which I'm familiar. I'm used to starting characters being able to purchase some okay weapons and armor, and that seems unlikely given the ...
2
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5answers
785 views

introducing a daily upkeep for characters

I am looking for the rules, or good house rules, covering the daily upkeep for characters. By daily upkeep I mean a daily cost to deduct from their personal wealth for mundane events and services ...
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2answers
9k views

Whats the highest possible Charisma score a character can acquire in Pathfinder?

Whats the highest possible Charisma score you can end up with in Pathfinder, using official Paizo material only, assuming that you have an equivalent wealth level of a level 20 character?
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3answers
190k views

What's the starting wealth for higher levels?

The PHB only gives starting wealth for Level 1 PCs. Based on my experience in other games, specifically Pathfinder, I would expect to get more at higher levels. Where can I find an appropriate table ...
9
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2answers
580 views

Pathfinder: How to balance Wealth by Level for a guild of player characters?

After several years of running tabletop one-offs I decided to try a campaign format that would let casual players hop in and out without straining disbelief while allowing for dedicated players to get ...
5
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1answer
984 views

Optimizing Inherent bonus purchasing to gain as many Skill Points as possible

Premise: I know that houseruling retroactive skill points would prevent this from being a problem. I'm aware of the possibility. It just isn't what is true for most characters I make. This question ...
7
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1answer
461 views

How is treasure determined randomly for CR 21 or higher creatures?

The Magic Item Compendium says Step 1: Roll on Table A-1: Treasure, using the monster's CR to determine which row you will use. (265) Table A-1: Treasure only goes to Challenge Rating 20. The six ...
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2answers
879 views

Starting at a higher level

In a campaign I will be playing in soon, we are starting with 10k experience apiece (this is to have a higher-stakes campaign, and the reason we get a set amount of xp instead of levels is that ...
13
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5answers
12k views

Creating Poison Cheaply - Potato Tea?

It seems that the effectiveness of poisons, both in the core list as well as in homebrew systems for inventing your own, are balanced with and directly proportional to their cost. However, there are ...
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3answers
11k views

How should I hand out magic items in D&D 3.5e?

So, I started running a standart 3.5 campaign (magic average) with four PCs several weeks ago, and as I am a rookie DM and quite an inexperienced player myself, I am starting to wonder when and in ...
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13answers
14k views

How to handle wealthy player characters as a GM?

One of the long-standing settings our group keeps returning to is classic medieval fantasy. (Examples are MERP, Rolemaster, The Dark Eye -- But this question is aimed to be system agnostic and is ...
15
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5answers
1k views

Should the DM try to actively fix party wealth in a sandbox game?

This question is inspired by this WBL question. The consensus seems to be that WBL is important. But in a sandbox game , where the course of action is determined by the players, what should be DM's ...
12
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6answers
7k views

Is there a reason to ignore/adjust the Wealth By Level chart?

While reading this Cohort Question I was kinda struck by a quote in there and instead of asking an unrelated question in that area I figured it would be good to make a separate question. The quote ...
7
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2answers
3k views

How do familiars, animal companions, cohorts, followers, and the like fit into the wealth by level progression?

Though I am not advocating a strict adherence to the wealth by level progression, if that progression is used, how would "extra crew members" of PCs fit on the chart? The leadership feat text does ...
14
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3answers
2k views

Does Wealth By Level allow for “free” potions?

The principle behind the wealth by level table in the DMG is to summarize the amount of magical gear that a character will have access to at each level. It's clear that the potions, scrolls and other ...
5
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1answer
531 views

What considerations to make introducing a new player to an existing party, especially wealth and items?

As well as mechanics for introducing new players what considerations should I take for introducing a new player to an existing party? My example is that I'm I'm running the Pathfinder Beginner Box ...
12
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1answer
7k views

Starting wealth for Complete classes

Does D&D 3.5e have official random starting wealth tables for the classes given in the Complete supplements? I know there's a table for the core classes in the Player Handbook, but I can't find an ...
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11answers
1k views

Simpler ways to keep track of the player's wealth/purchasing power?

I'm about to run my first game of D&D as Dungeon Master. I've played a few sessions as a character, and one of the things that always annoyed me was keeping track of how much money we had. The ...
14
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3answers
20k views

Character wealth by level for 4E?

I know that the DMG addresses this slightly on page 143 by stating that a character's wealth is equal to: One magic item of character level +1 One magic item of character level One magic ...
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3answers
3k views

How wealthy can a d20 Modern character be?

What's the maximum possible wealth bonus that a d20modern character can achieve by 10th level, excluding DM intervention? What is the max at 20th level? How rich would such a character be in real ...